Going self-employed is one of the most empowering decisions a person can make — and one of the most administratively demanding. Between tracking income and expenses, calculating tax payments on account, understanding what’s allowable and what isn’t, and keeping pace with MTD for Income Tax, the financial side of being a sole trader can feel like a second job. At Page Ivy, we handle that second job for you, so your headspace stays focused on the work that actually earns the money.
Our approach starts with getting you onto the right cloud accounting software — FreeAgent or Xero depending on your situation — and setting up a simple receipt capture workflow that takes the daily admin down to minutes rather than hours. From there, we produce quarterly tax estimates so you always know what’s sitting in your tax liability, and we make sure you’re claiming every allowable expense without overreaching into territory that could attract HMRC attention. Self Assessment returns are prepared, reviewed with you, and submitted well before the January deadline.
When your income reaches the point where incorporation starts to make sense, we model both scenarios honestly: real numbers, real comparisons, a clear recommendation. There’s no pressure to move to a limited company before the timing is right for you — but when it is right, we handle the transition seamlessly, including setting up payroll and advising on the most tax-efficient salary and dividend split for your circumstances.